One of the most common questions consumers face when shopping for a new vehicle is whether they should lease or buy. The truth is that there is no single correct answer because the decision ultimately comes down to personal preference, driving habits, and financial goals. Some people are passionate about cars and enjoy driving the latest model every few years. They appreciate having the newest technology, safety features, and styling updates, and for them leasing may be the ideal solution. Others view a vehicle as a tool to get from Point A to Point B. They are perfectly content driving the same car for seven, eight, or even ten years, and do not feel the need to trade it in every time a manufacturer introduces a redesigned grille or a larger touchscreen. For these drivers, purchasing a vehicle is often the better choice.
Millstone Financial Group is proud to finally welcome our former intern, Jenna Uster to our team full time. With her, she brings fresh energy, perspective, and a strong commitment to serving others. With a passion for communicating the firm’s mission and fostering meaningful, client-focused engagement, she helps strengthen our dedication to individuals seeking clarity and confidence as they prepare for retirement.
Thinking of planting that “For Sale” sign and heading for warmer pastures? Before you start picking out floor plans for a Florida condo, you might want to put down the packing tape. In the Garden State, leaving isn’t as simple as a handshake and a moving truck. Between the “Exit Tax,” a shifting “Mansion Tax,” and the questionable status of the state’s budget, the math on moving has changed.
New Jersey has some of the highest property taxes and living costs in the country, which is why the state has built a layered system of relief programs—primarily for seniors—to help them remain in their homes¹²³. The three core programs—ANCHOR, Senior Freeze, and Stay NJ—are designed to work together, each addressing a different piece of the tax burden rather than relying on a single solution.
Millstone Financial Group is proud to introduce Ryan Black and Nick Noto as our newest team members. Ryan brings fresh insights and expertise to the firm, specializing in retirement planning and investment management strategies. Nick complements the team with his supportive energy and strengths in operations and client services. With client-focused approaches and a passion for helping individuals reach clarity and confidence in retirement, they perfectly align with Millstone Financial Group’s commitment to putting people first.
The start of a new year is a natural time to reflect, reset, and recommit to goals that matter most, especially about your financial future. Many people resolve to save more or get serious about planning, but good intentions alone will not move the needle. Turning New Year’s resolutions into real retirement progress requires a clear plan and deliberate action.
We are proud to share that Donald Albach, President of Millstone Financial Group, has been recognized as a 2026 Five Star Wealth Manager! This distinguished award honors professionals and their organizations that demonstrate exceptional dedication and service to their clients. Thank you to our incredible clients for your trust and loyalty, Millstone Financial Group could not have done it without you. Click here to view our acknowledgements […]
By Donald Albach Wishing you a joyous holiday season from our team at Millstone Financial Group! While this past year has had its share of challenges and surprises, we are truly grateful for clients like you who have been a part of our journey. Your trust in our services is deeply valued, and we are […]
By Donald Albach We at Millstone Financial Group have many reasons to be grateful for this Thanksgiving season. While we often focus on the importance of financial security and planning for the future, Thanksgiving reminds us to appreciate the non-material aspects of our lives that contribute to our overall well-being. In this article, we explore […]
