2026 is already testing investors with tech leadership, geopolitical tensions, and macro forces shaping the markets. The “Magnificent Seven” still lead – but slowing growth signals a shift in market dynamics you won’t want to ignore.
New Hampshire, affectionately known as the “Granite State,” has quietly pulled off a sun-soaked Florida-level tax miracle, minus the palm trees and humidity. While Floridians boast about their endless white sandy beaches, New Hampshire counters with its own shimmering white ski slopes, cozy mountain towns, and now, a tax environment giving traditional retirement states a surprising run for their money. As of January 1, 2025, the state officially eliminated its Interest & Dividends (I&D) Tax, cementing its status as one of the most attractive tax havens in the Northeast, with no sunscreen required.
For many Americans approaching retirement, the 401(k) catch-up provision was one of the most practical and meaningful planning tools available. It was designed to help workers age 50 and older who, due to family obligations, housing costs, healthcare expenses, or career disruptions, were unable to fully maximize retirement savings earlier in life. By allowing additional contributions on a pre-tax basis, the rule helped late-career earners save more and reduce taxable income during what are often their highest earning years. With a new portion of the SECURE 2.0 Act taking effect this year, that lifeline was just ripped away.
As the holiday season arrives, many of us naturally pause to reflect on the year behind us, its milestones, challenges, and the meaningful moments in between. For those planning, nearing, or enjoying retirement, this time of year often brings an even deeper appreciation for what truly matters: family, health, and financial peace of mind.
For many Americans, turning 65 marks the transition from employer-provided health insurance to Medicare. While Medicare is a vital benefit, it can also be complex, with distinct parts, coverage limits, and enrollment rules that can easily overwhelm retirees. Understanding the basics now can help you avoid costly mistakes later in your retirement.
New Jersey’s pension crisis is growing, putting teachers, state workers, and retirees at risk. With billions in shortfalls and an uncertain future, relying solely on pensions or Social Security isn’t enough. At Millstone Financial Group, we help you build a personalized retirement plan to protect your savings, create additional income streams, and prepare for any future uncertainties. Plan now to secure your tomorrow.
Big changes are coming to retirement planning. In this new article, we break down what the Big Beautiful Bill means for taxes, RMDs, healthcare costs, estate planning, and more. If you’re nearing retirement—or already there—this is essential reading.
Q2 shook the markets, now’s the time to check your strategy. Read our Q2 Market Update for insights and smart next steps.
Veterans deserve the retirement they’ve been dreaming about. Our guide explores the resources available to maximize benefits and help ensure a smooth and well-supported transition into retirement.
Veterans deserve the retirement they’ve been dreaming about. Our guide explores the resources available to maximize benefits and help ensure a smooth and well-supported transition into retirement.
