By Donald Albach Taxes are an inescapable part of life, touching nearly every financial aspect, from the income we earn to the things we buy, and even the investments and properties we hold. We come across taxes in many forms, like income tax, sales tax, and property tax. And when we travel, we’re faced with […]
By Donald Albach You put a lot of effort into acquiring what you have. We get that. So it makes sense that you want to leave behind a financial legacy that can endure for many years or even decades after you’re gone. We believe it’s crucial to not only complete the fundamentals of estate preparation, […]
By Donald Albach As a fee-based Registered Investment Advisor, our team at Millstone Financial Group takes pride in delivering top-notch services to our clients while creating a personalized wealth management plan for each individual and their family. Working as independent advisors and fiduciaries, we provide experienced guidance that aligns with our clients’ specific needs and […]
By Donald Albach Presidential election years act as a crucible of anticipation and uncertainty for investors, prompting a meticulous examination of historical market performance. Understanding how various asset classes, including bonds and real estate, have weathered these pivotal years provides investors with valuable insights. In this article, we delve into the historical performance of the […]
By Donald Albach Wishing you a joyous holiday season from our team at Millstone Financial Group! While this past year has had its share of challenges and surprises, we are truly grateful for clients like you who have been a part of our journey. Your trust in our services is deeply valued, and we are […]
By Donald Albach We at Millstone Financial Group have many reasons to be grateful for this Thanksgiving season. While we often focus on the importance of financial security and planning for the future, Thanksgiving reminds us to appreciate the non-material aspects of our lives that contribute to our overall well-being. In this article, we explore […]
By Donald Albach Retirement signifies an exciting and thrilling milestone in your life. However, this transition can also bring a range of financial planning challenges—especially during the initial decade. The early phase of retirement sets the foundation for sustaining your financial well-being and success. In this article, we share 5 common financial planning challenges that […]
By Donald Albach As you approach retirement, a host of new decisions must be made, and some of the most confusing can be around Medicare. Determining when and how to enroll in Medicare can be a challenging task, even for the most knowledgeable retirees. With Part A, Part B, Part D, Medigap plans, Medicare Advantage […]
By Donald Albach Choosing the right financial plan to reach a comfortable retirement can be challenging since there are a multitude of options to choose from. Since all retirement plans have their own features and benefits, it’s not always easy to know which one is which. Two popular options are pension plans and 401(k)s, but […]
By Donald Albach When executives from the pharmaceutical industry decide to retire, there are several financial pitfalls they may encounter. These pitfalls can arise from various factors, including changes in income, investment strategies, healthcare costs, and estate planning. Here are some common financial pitfalls that pharmaceutical industry executives may face during retirement. 1. Reduced Income […]
