By Donald Albach Making mistakes is an inevitable part of our human experience, and those mistakes often serve as valuable learning opportunities. But when it comes to retirement planning, there’s no room for trial and error. The financial transition into retirement shifts your focus from earning and accumulating wealth to relying on it to sustain […]
By Donald Albach Remember the last time you listened to a new song or watched a really good movie and just had to tell someone about it? It’s because when we experience something incredible, we want to share it with those we are close to. Experiencing the rewards of working with a trusted financial advisor […]
By Donald Albach Planning for retirement can be a daunting task, but taking control of your 401(k) is an important step toward experiencing financial freedom in your golden years. In this article, we’ll explore some key steps you can take both before and during retirement to maximize your 401(k) savings and feel confident in your […]
If you are nearing retirement, then Social Security is probably on your mind. In fact, 30% to 90% of your post-retirement income could come from Social Security. Because of this, we believe it’s crucial to understand how and to what extent Social Security fits into your full retirement plan. In this guide, we will review […]
As a healthcare professional, you’ve dedicated yourself to providing the best care possible for your patients. Now it’s time to turn your attention to your own long-term financial health. Planning for your retirement should be a top priority so you can work towards a stable and comfortable retirement. Yet a number of things have changed […]
Working towards retirement, you may have a detailed plan on how to manage your finances so that you have enough saved by the time you leave the workforce. With no external income coming in, there will be a new rulebook on how to manage your retirement earnings, expenses, and investments – not just so that […]
You’ve probably had a daily routine for most of your life – from tying your tie and greeting your coworkers to loosening that tie when you get home. When thinking about retirement, not only does your daily routine change but your financial routine does too. In your working years, you made sure to have a […]
When markets take a spill, especially when it comes to your retirement investments, it’s harder to find ways to meet your financial goals. If you were relying on IRA or 401(k) withdrawals to cover your expenses, doing so when markets are down would decrease the lifespan of your savings. And if you’re nearing retirement, market […]
During your saving years, your main goal is to accumulate wealth so that you have the resources to achieve a comfortable retirement. But that is just half the battle. How you use your savings to cover your living costs is the real key to living the retirement you dream of. You may have done some […]
For decades, the name of the personal finances game has been an asset or equity growth. High-growth tech stocks grew to dominate the market, some of which have grown to be among the largest companies in the world. And if you owned stock in those companies while they made their meteoric rise, your overall wealth […]
